Free Tool · Calculators
EMI Calculator – Loan EMI & Interest
Calculate the monthly EMI, total interest and year-wise breakdown for any loan – and share it with customers on WhatsApp.
Year-wise breakdown
| Year | Principal | Interest | Balance |
|---|
How to Use
Enter loan details
Add the loan amount, interest rate and tenure.
See your EMI
Get the monthly EMI, total interest and total payment.
Share with customers
Share the EMI details on WhatsApp in one tap.
Frequently Asked Questions
EMI = P × R × (1+R)^N ÷ ((1+R)^N − 1), where P is the loan, R is the monthly interest rate and N is the number of months.
It's accurate for standard reducing-balance loans. Your lender may add processing fees or use a slightly different method.
Yes. Real estate, vehicle and electronics sellers can share EMI details with leads on WhatsApp.
No. Everything runs in your browser and nothing is sent to a server.
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